Free Checking
- Unlimited Check Writing
- No Monthly Service Charge
- Mobile/Internet/Telephone Banking
- E-statements Required
- Debit Card
- $100 Opening Balance
Basic Checking
- Unlimited Check Writing
- Mobile/Internet/Telephone Banking
- E-statements Available
- Debit Card
- $100 Opening Balance
Conditions
- $8 Monthly Service fee if Minimum Daily Balance falls below $1,000
First Club Account or
First Class Club Account
- Unlimited Check Writing
- Mobile/Internet/Telephone Banking
- E-statements Available
- Debit Card
- Free Checks Provided
- Earn Interest on Account Balance (Rates and Balances vary)
- Accidental Death and Dismemberment and Common Carrier Insurance provided
- CD bonus Interest Rate
- $100 Opening Balance
Conditions
- $8 Monthly Service Fee for FIRST CLUB and $4 for FIRST CLASS CLUB
- FIRST CLASS CLUB Members must be 55 years of age or older
- Accidental Death and Dismemberment and Common Carrier Insurance is not FDIC insured
CONCHO Club
- Unlimited Check Writing
- No Monthly Service Charge
- No Minimum Balance Requirement
- Mobile/Internet/Telephone Banking
- E-statements Available
- Debit Card
- $100 Opening Balance
Conditions
- Must be 55 years of age or older
NOW Account
- Interest Rates Vary
- Unlimited Check Writing
- Mobile/Internet/Telephone Banking
- E-statements Available
- Debit Card
- $1,000 Opening Balance
- Minimum balance of $1,000 must be maintained to earn interest
Conditions
- $10 Monthly Service Fee if Minimum Daily Balance falls below $1,000
Money Market account
- Interest Accrued Daily and Paid Monthly
- Interest Rates Vary
- Mobile/Internet/Telephone Banking
- E-statements Available
- $1,000 Opening Balance
Conditions
- $10 Monthly Service Fee if Minimum Daily Balance falls below $1,000
Premium Money Market account
- Interest Accrued Daily and Paid Monthly
- Interest Rates Vary
- Mobile/Internet/Telephone Banking
- E-statements Available
- $10,000 Opening Balance
Conditions
- $10 Monthly Service Fee if Minimum Daily Balance falls below $1,000
