group looking at investment charts

Personal Savings Accounts

Savings Account

  • Interest accrued daily and paid monthly
  • Interest rates vary
  • Mobile/Internet/Telephone Banking
  • E-statements available
  • $100 opening balance

Conditions

  • $3 monthly service fee if minimum daily balance falls below $200
  • Excessive item fee of $5 per excessive item per statement cycle charged*.

 


Cub Club Savings Account

  • Interest accrued daily and paid monthly
  • Interest rates vary
  • $25 opening balance

Conditions

  • Must be 13 years or younger to open
  • $3 monthly service fee if minimum daily balance falls below $200. Waived until age 19.
  • Excessive item fee of $5 per excessive item per statement cycle charged*.

 


Money Market Account

  • Interest accrued daily and paid monthly
  • Interest rates vary
  • Mobile/Internet/Telephone Banking
  • E-statements available
  • $1,000 opening balance

Conditions

  • $10 monthly service fee if minimum daily balance falls below $1,000
  • Excessive item fee of $5 per excessive item per statement cycle charged*.

 


Premium Money Market Account

  • Interest accrued daily and paid monthly
  • Interest rates vary
  • Mobile/Internet/Telephone Banking
  • E-statements available
  • $10,000 opening balance

Conditions

  • $10 monthly service fee if minimum daily balance falls below $1,000
  • Excessive item fee of $5 per excessive item per statement cycle charged*.

 


Certificates of Deposit

  • $1,000 opening balance
  • Competitive fixed rates on terms of 32 days to 60 months
  • Interest payable monthly, quarterly, semi-annually or at maturity

 *Federal regulations limit the number of transfers from a savings/money market account to another of your accounts here or to a third party by pre-authorized transfer, telephone transfer, computer transfer, check, draft or debit card to a total of six per statement cycle for a savings account.  This includes online banking transfers and bill payments.  Exceeding regulatory limitations on more than an occasional basis may result in the account being converted to a checking account.